Computer viruses can actually replace the payment order to pay vendors for emergency action
Online mall shopping, apparently have already been paid, but still “waiting for the buyer paid.” Contact the seller that the money did not receive, then view the online banking consumer records, may indeed have the money remitted. Recently, the very fact that online shopping experience such a very strange thing.
Ms. Zhang in 2006 started from online shopping, home, large and small household items, decorative materials, basic through online shopping, and summarizes a set of online shopping experience: The first look at the credibility of sellers and buyers on the seller’s evaluation; Second, never click on the link to the shopping of others are one step from Taobao page click on the link inside shot; Third, never direct remittances, are traded through third-party trading platform. According to Ms. Zhang explained that a few years, online shopping has never been out of trouble. However, two recent transactions using payment transactions Po platform, it’s clear process has been completed in accordance with the provisions of payment, the seller has not received the money.
Subsequently, the very fact that the local public security bureau, the survey found very fact that the money in the transaction have not arrived Alipay platform, but to pay another company a “ring fast pay” under the account and pay through the rapid exchange ring into the hands of another seller of a transaction, but the very fact that the seller is not the seller purchases goods, the police then contacted the “seller”, “seller” that he is selling recharge cards, money income does to, prepaid card also had to buyers of the. As a result, Ms. Zhang is for others (suspected fraud elements) to buy a prepaid card to buy a single.
Miss He Yizhang Alipay provided by the normal processes of payment, the funds had been transferred criminals bag? In this regard, the first conducted Alipay stated that the buyer’s computer as a virus, resulting in half-way link is replaced payment process. Then pay the vendor another ring fast payment also of emergency research, a more detailed simulation of the process of fraud: criminals send the virus to the buyer – the buyer with the virus, computer poisoning – buyers purchase payments – Virus automatically replace the paid links – Buyer Payments – payments into the lawless elements of the default account.
Fast payment from the ring (IPS) customer service manager explained that the music out, usually when the user’s computer in this virus, online shopping, to the payment before the confirmation did not unusual, but in the choice of ” to credit card banks pay “steps, the original link has been replaced, this time to pay false links to other pages jump to the lawless elements pay account settings.
The user is online shopping fraud prevention awareness of one of the most important part. Over the years, have paid great attention to ring fast on the user’s network share security information. It is reported that in October last year, before and after the ring fast payment risks to the network control center to monitor trading transactions occur more than fraud (commonly known as: Phishing), a number of third-party payment platform is under attack, causing many consumer suffered an economic loss. At that time, in order to allow more detailed understanding of network users trading patterns and the corresponding characteristics of possible fraud and to master some basic precautions, environmental iPS cooperation with a number of professional website, launched a large-scale online shopping fraud prevention feature information to consumers in the network transactions to better protect their property.
Lok Ming manager believes that after a long time to pay the co-operation with the media companies over the past online shopping fraud most commonly has been known to Internet users. Just do not click on phishing sites, and payment is generally not dangerous, but the emerging “second payment link replace” fraud is a better camouflage, and even to many useful online shopping experience, users difficult to detect. In such cases, Users who do not intend for the lawless elements provided between the interfaces, criminals can Zhijie generate random amount, bank orders, disguised as buyers, specify any of a payment platform, payment to a designated account to. The process can be initiated by the user’s computer program, which undoubtedly is extremely dangerous.
According to reports, because of such fraudulent transactions from generation to complete in the victim’s local operation, rather than the original fraudulent transactions in the common “A machine generated transaction, B machine to complete the transaction” model. As a paying vendor, not on each user’s computer are monitored, which led to the payment platform and spread a dragnet of anti-fraud procedures in such fraud is difficult to play.
Currently, the case has caused iPS payments are highly valued. Lok Ming manager pointed out that the ring fast payments will be completed in the near future all payments on its existing anti-fraud system, improve the product, to completely block such undesirable elements of fraud. Otherwise, this lawless elements are replaced Alipay point ring chain fast payment, future payments could replace the ring fast link to other payment vendors. Finally, he also reminded consumers once again, hope that we can alert the bank to pay page, be sure to see the shop name and order number, and check with the seller after the completion of payment carefully, so that may be encountered can greatly reduce fraud risk.